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Terms of use

Last updated: March 14, 2024

Confidentiality is very important to us. We believe that privacy is a fundamental human right. Our mission is to realize the incredible potential of biometrics without compromising personal freedom. We believe that privacy is a fundamental human right. To protect this right, we place privacy at the heart of our technology and methodology.

AL-Tech uses military-grade encryption for communications between every component of the Al-Tech ecosystem, including between our core devices, SDK instances, and the primary cloud. Military-grade security Al-Tech continuously monitors over 100 internal security controls, with automated alerts and evidence collection allowing us to be confident of our compliance throughout the year. We are proud to have obtained our SOCII accreditation and we actively promote a privacy and security approach within the organization.

Data Encryption Your data is protected every step of the way: TLS encryption ensures security during transit, while at rest, your information stays securely encrypted. Your personal data is in your hands. When using AL-tech, you are always in control of your data. Request account activity, view scan history, or delete your account directly from your personal dashboard or mobile app. Al-Tech does not and will never sell your information to third parties.

At-Tech works with leading security companies to conduct annual network and application layer penetration tests. Please read these terms carefully. These terms of use constitute a binding agreement (or the “Agreement”) between Al-Tech, Inc. (also referred to as “Al-Tech”, “Company”, “we”, or “our”) and anyone using our products and services (“you”).

By using or accessing the Products or Services (defined below) or by indicating your consent, you will be deemed to have accepted the terms of this Agreement. Al-Tech, Inc. is the exclusive owner and operator of Al-Tech and Al-Tech.net, the products and services offered by the Company. We reserve the right, at our sole discretion, to change, modify, modify, add, or remove portions of these terms of use at any time. Your continued use of the company's products and services after the changes are posted will mean that you accept them. As long as you comply with these Terms of Use, we grant you a personal, non-exclusive, non-exclusive, non-transferable, and limited privilege to access and use AL-tech products and services.

We may change, suspend, or discontinue any aspect of our products and services at any time, including the availability of any feature, database, or content. We may also impose limits on certain features and aspects of our products and services or restrict your access to some or all of the company's products and services without liability. You agree to review these Terms of Use periodically to be aware of any such revisions. These terms of use constitute your agreement with Al-Tech, Inc. with respect to your use of the company's products and services (defined below).

You must agree to abide by all the terms and conditions contained in these terms of use in order to become or remain a user of our products and services. You are granted a limited, non-sublicensable license to access and use Al-Tech, Inc. products and services, subject to these terms of use. This license is revocable at any time by Al-Tech, Inc.

THE COMPANY RETAINS ALL RIGHTS NOT SPECIFICALLY GRANTED TO YOU IN THIS AGREEMENT. EXCEPT AS EXPRESSLY PROVIDED HEREIN, NOTHING IN THESE TERMS OF USE SHOULD BE CONSTRUED AS CONFERRING A LICENSE TO INTELLECTUAL PROPERTY RIGHTS, WHETHER BY ESTOPPEL, INVOLVEMENT, OR OTHERWISE.

Definitions

“Al-Tech” means Al-Tech Holding and its partners, including all of its subsidiary services and products such as MainMoney, MainID, MainSecure, and others. “Biometric data” refers to information that we collect that is related to an individual's human characteristics and that can be used to identify that individual. Common forms of biometric data that you may use in your daily life include fingerprints, palm veins, facial recognition, and iris or retina recognition that we use to provide products and services to our users. “Developer Documentation” means technical documentation, user guidelines, and other documentation that we publish regarding your use of developer tools. “End User” refers to any person, y including you, who opens an account with Al-Tech and uses our products and services, or anyone who accesses or establishes a connection with the Services. “Personal Data” means personally identifying information about you, including information about you as an identified or identifiable natural person. “Personal Information” means personal information that relates to you, but not information about you as an identified or identifiable natural person. “Products” include all tangible goods that we sell, including hardware and accessories.” “Program Policies” means any additional or separate terms and conditions governing your use of our products and services. The term “Services” refers to our software and any complementary products included in such software, and services, whether available through our website, applications, and APIs or through any other method offered by us. “Support” refers to help, advice, technical support, and related support for our products and services. “Third-Party Platform” means any software, software as a service, data source, or other product or service not provided by Al-Tech that is integrated into our Services.

ACCESS TO OUR PRODUCTS AND SERVICES

To access or use the Products and Services, you agree to comply with all of the terms of this Agreement. In order to use some or all of the Products and Services, you may be asked to provide registration information. One of the conditions for your use of the Products and Services is that all information you provide is correct, current, and complete. If the Company believes that the information you provide is inaccurate, it may terminate or suspend your access to the Products and Services. You agree that the Company may, without notice for any reason or for no reason, immediately terminate your account and your access to the Services. You agree that all terminations for cause will be made at the discretion of the Company and that the Company will not be liable to you or any third party in the event of termination of your account.

AL-Tech apps and apps

To the extent Al-Tech provides Al-Tech applications for use with the products and services, subject to all terms and conditions of this Agreement, Al-Tech grants you a limited, non-transferable, non-sublicensable, and non-exclusive license to use the object-code form of the applications internally, but only in connection with the use of the products and services.

AL-TECH APIs

If Al-Tech makes access to an API available as part of the Products and Services, Al-Tech reserves the right to limit access to these APIs (for example, limits on the number of calls or requests). In addition, Al-Tech may monitor the use of these APIs by end users and limit the number of calls or requests that a user may make if Al-Tech believes that such use violates this Agreement or may negatively affect products and services (or impose any liability on Al-Tech).

Eligibility

In order to provide you with the Services, Al-Tech stores and uses your biometric data as long as you have an active account with Al-Tech. Your account is considered “active” as long as no more than five years have passed since you were last accessed (unless you explicitly request early closure of your account by following our account closure procedure). Sometimes your biometric data may not be readable or recognized when you scan your palm on an Al-Tech device. The scanning attempt will be immediately cancelled on these occasions and you will have to scan your palm again.

Authorized access and use of agents by the end user

You may allow your agents, authorized affiliates, and employees (“Affiliates”) to connect to and access our Products and Services using your security information, provided that you remain responsible for compliance by all such Affiliates with all of the terms and conditions of this Agreement, and that any use of the Products and Services by such Affiliates is for your sole benefit.

Frequently asked questions

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What is MainMoney payment technology?

MainMoney is a palm vein payment platform that uses biometric technology with a unique pattern of veins in your palm to authenticate transactions. It allows you to make payments by simply swiping your palm over a scanner.

Could you put a chip in my hand?

No, the MainMoney payment system does not involve implanting or inserting chips into your hand. The technology works by scanning the unique biometric patterns from the inside of the palm of your hand using near infrared light, just like the oximeter you use in hospitals.

How does the MainMoney payment system work?

The system uses infrared light to scan veins on the inside of your palm. The venous pattern is unique to everyone, which makes it highly secure. Once your palm is scanned, the system combines it with stored data to authenticate the payment.

Why is MainMoney being introduced in the DRC?

The system is in place to improve financial inclusion, reduce fraud, and streamline payment processes. Given the challenges of traditional banking services and the need to secure transactions, MainMoney's technology offers a reliable and convenient solution.

How do I sign up to use MainMoney?

To register, go to a participating service center with a valid ID. Your palm will be scanned and linked to your bank account or mobile wallet. Once you sign up, you can start making payments using your palm.

What do you do with my data?

Your data is stored in our database in Africa. We use it to allow you to make your payment in a smooth and simple way. You are always in control of your data. You can request account activity and view scan history on our website or delete your account by sending an email support@al-tech.co. Al-tech does not and will never sell your information to third parties.

Can someone steal my palmar vein data?

Palm vein data is highly secure and stored in encrypted form. Also, because the venous pattern is internal, it is nearly impossible for someone to replicate it for fraudulent purposes.

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